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How Taylor Made Roofing Lowers Your Insurance Premiums
Written by Christopher / 
December 24, 2024
How a FORTIFIED Roof Can Lower Your Insurance Premiums
Picture this: a storm rolls through your neighborhood, wind howling and rain pouring, but you’re calm and cozy inside your home, knowing your roof can handle whatever Mother Nature throws at it. That’s the peace of mind a FORTIFIED roof offers — and it comes with a bonus: lower insurance premiums! Let’s dive into why this upgrade is a smart move for your home and your wallet.
What Exactly Is a FORTIFIED Roof?
A FORTIFIED roof isn’t just your average roof with a fancy name. It’s a roofing system designed to stand strong against extreme weather conditions like hurricanes, tornadoes, and those relentless Gulf Coast thunderstorms. Created by the Insurance Institute for Business & Home Safety (IBHS), the FORTIFIED Roof program includes measures that go beyond standard building codes. Some standout features of a FORTIFIED roof include:
Strong, Secure Fastening: Shingles and roofing materials are fastened more securely to keep them in place, even during high winds.
Sealed Roof Decks: This prevents water from seeping in if the outer roofing materials are damaged, minimizing the risk of costly water damage.
Superior Materials: The materials used are built to last and perform under the harshest conditions.
Think of it as giving your roof superhero powers to protect your home and your family.
Certification: Your Ticket to Savings
Getting a FORTIFIED roof installed isn’t just about toughening up your home. The process includes certification from the IBHS, which proves that your roof meets their strict standards. Here’s what to expect during certification:
Guideline Adherence: Your roofing contractor follows precise IBHS standards for materials and installation.
Inspections: Certified evaluators inspect the roof at key stages to ensure everything is up to par. Think of it as a quality assurance check on steroids.
Official Certification: Once everything checks out, you’ll receive an IBHS FORTIFIED Roof Certificate. This is the golden ticket you’ll show your insurance company to qualify for those sweet premium discounts.
How Much Can You Really Save?
Let’s talk numbers. Insurance companies love FORTIFIED roofs because they significantly reduce the likelihood of storm-related claims. This means big savings for you. According to IBHS, homeowners with a FORTIFIED roof can save up to 20% to 50% on their insurance premiums, depending on your insurer and location. For example:
In Alabama, FORTIFIED roofs are so effective that state programs like Strengthen Alabama Homes offer grants to help cover installation costs.
Homeowners in Mississippi and Louisiana have reported annual savings of $2,000 to $5,000 on insurance premiums after upgrading to a FORTIFIED roof.
These savings add up quickly, making a FORTIFIED roof an investment that pays off year after year.
Why FORTIFIED Roofs Are a Game-Changer
Beyond the insurance discounts, a FORTIFIED roof saves money by reducing repair and maintenance costs after severe weather. Think about the deductible you’d otherwise pay for storm damage. With a FORTIFIED roof, you’re less likely to face those out-of-pocket expenses.
And here’s another fun fact: homes with FORTIFIED roofs are often more attractive to buyers. If you’re planning to sell your home, this feature could boost your property value and help you sell faster.
Why Taylor Made Services Is Your Best Choice
When it comes to FORTIFIED roofs, you need to know how to find the right roofing contractor, a contractor who really knows their stuff. That’s where Taylor Made Services comes in. Here’s why we’re the top choice for homeowners in Louisiana, Mississippi, and Alabama:
FORTIFIED Experts: We specialize in FORTIFIED roofing and know the IBHS guidelines inside and out.
Certified Professionals: We work hand-in-hand with certified evaluators to ensure your roof meets every requirement for certification.
Local Focus: We understand the unique challenges Gulf Coast homeowners face and tailor our roofing solutions to fit your needs.
Outstanding Service: From the first consultation to the final inspection, we’re committed to making the process smooth, stress-free, and even enjoyable.
Ready to Save and Stay Safe?
Why wait for the next big storm to find out your roof isn’t up to the task? Upgrading to a FORTIFIED roof not only protects your home but also unlocks substantial insurance savings. With Taylor Made Services, you’re in expert hands from start to finish.
Don’t just weather the storm — own it! Contact us today to schedule a consultation and start your journey to a safer, more resilient home that saves you money. Your wallet and your peace of mind will thank you.